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CATASTROPHE INSURANCE SOLUTIONS
Residential Earthquake Insurance
Earthquake Insurance in CA, OR & WA
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Available for homeowners, rental dwellings & condo unit-owners.
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Limits up to $15M insured values.
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Separate coverages & limits for dwelling with optional coverages for other structures, personal property & loss of use
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Deductibles as low as 2.5% that apply separately to each coverage limit. Deductibles up to 25% are available for significant discounts.
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No age, retrofitting, height, slope or geographic restrictions.
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Admitted programs underwritten by A.M. Best highly rated Companies.
Commercial Earthquake Insurance
Commercial Earthquake Programs
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Limits up to $15M insured values.
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Earthquake & DIC coverage with optional coverages available for:​
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Earthquake Sprinkler Leakage​
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Business Income
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Building Ordinance or Law
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Flood
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Deductible options from 5%+​​
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Apartments, Condos, Office/Professional Buildings, Mercantile/Shopping Centers, Hotel/Motel, Course of Construction.
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Low minimum premiums.
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Admitted programs underwritten by A.M. Best 'A' (Excellent) rated Companies.
Residential Hurricane Insurance
Hurricane Insurance in Hawaii
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Available for homeowners, rental dwellings & condo unit-owners.
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Dwelling coverage up to $5M.
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Optional coverage limits for Other Structures, Personal Property & Loss of Use.
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Deductibles as low as 1%.
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Admitted program, rated A Exceptional by Demotech, Inc.
ABOUT
CLJ Insurance Services, LLC specializes in providing catastrophe insurance products and solutions to agents, producers, and consumers. Our offerings include earthquake and hurricane insurance coverage through highly rated insurance carriers - coverage that may not be readily available from other providers in the marketplace.
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CLJ was founded and is led by Craig L. Justice, CPCU, President and CEO. Mr. Justice brings over 30 years of experience in the insurance industry, having held executive and officer roles at large and regional multi-state insurance companies, MGAs, and agencies. He has a proven track record of delivering valuable products and services to agents, producers, and consumers throughout California, Hawaii, and the Pacific, Gulf, and Atlantic coasts.