CLJ Insurance Services, LLC specializes in providing catastrophe insurance products & solutions to Agents/Producers & Consumers. CLJ offers a variety of property & casualty insurance products designed to protect customers from catastrophic losses. Products include earthquake & hurricane insurance coverage through highly rated Insurance Companies which may not be readily available from other insurance providers in the marketplace.

CLJ was formed & is led by Craig L. Justice, CPCU, President, & CEO. Mr. Justice has over 30 years of experience in the insurance industry & marketplace including former Executive/Officer positions at large & regional multi-state Insurance Companies, MGAs & Agencies. He has a successful, proven track record providing valuable products & services to Agents/Producers & consumers in California, Hawaii & the Pacific, Gulf & Atlantic Coasts.


Residential Earthquake Insurance

Stand-Alone Earthquake Insurance in CA, OR & WA

  • Available for homeowners, rental dwellings & condo unit-owners.

  • Limits up to $15M insured values.

  • Separate coverages & limits for dwelling with optional coverages for other structures, personal property & loss of use

  • Deductibles as low as 2.5% that apply separately to each coverage limit. Deductibles up to 25% are available for significant discounts.

  • No age, retrofitting, height, slope or geographic restrictions. 

  • Admitted programs underwritten by A.M. Best highly rated Companies.

Commercial Earthquake Insurance

Commercial Earthquake Programs

  • Limits up to $15M insured values.

  • Earthquake & DIC coverage with optional coverages available for:​

    • Earthquake Sprinkler Leakage​

    • Business Income

    • Building Ordinance or Law

    • Flood

  • Deductible options from 5%+​​

  • Apartments, Condos, Office/Professional Buildings, Mercantile/Shopping Centers, Hotel/Motel, Course of Construction.

  • Low minimum premiums.

  • Admitted programs underwritten by A.M. Best 'A-' (Excellent) rated Companies.

Residential Hurricane Insurance

Stand-Alone Hurricane Insurance in Hawaii

  • Available for homeowners, rental dwellings & condo unit-owners.

  • Limits up to $10M insured values.

  • Separate limits for Dwelling with optional coverages for Other Structures, Personal Property & Loss of Use.

  • Deductibles as low as 1% and up to 15% of insured value for discounts.

  • Admitted program underwritten by A.M. Best ‘A-‘ (Excellent) rated Company.

California Earthquake Insurance
Commercial Earthquake Insurance
Residential Earthquake Insurance
Hawaii Hurricane Insurance

License #0I48815

79 E Daily Drive, Suite 197 Camarillo, CA 93010

©2017 by CLJ Insurance Services.